Monthly Archives: July 2015

FreedomPop Staking Its Claim In The Wireless Industry

About 20 years ago, there were only a handful of mobile services. Now, there are literally hundreds to choose from. T-Mobile, Sprint, Verizon and AT&T are the top tier services that offer a wide variety of plans and services. Mobile companies range from very good to extremely bad. If you want to find out if the company is worthwhile, go to the website and evaluate what they have to offer.

Aside from phones, many wireless companies offer data plans and hot spot service. Customer can get anywhere from 1GB to 10GB of data. Price range wildly on data plans, so you have to read the fine print to find out about what you’re really paying for. In some cases, if you go over on data, you could end up paying a pretty hefty fee.

FreedomPop is a wireless company that is less than a year old. Although it’s relatively new, FreedomPop has a marketing plan that makes it one of the most sought-after companies in the nation. The company offers free data plans and basic cell phone service. Hot spot service is a mere $5 per month. These services are slowly eating in to many of the large wireless company’s customer base.

According to company CEO Stephen Stokols, you can cut your wireless bill in half by signing up with FreedomPop. Large companies are so impressed with FreedomPop’s business model, that they are trying to buy them. The company recently turned down a number of offers. The company has no intention of selling because we have created a niche, says Stokols.

All wireless companies should be thoroughly researched before making a commitment. There are a number of considerations including how many minutes you need, how much data you use and whether you want prepaid or a contract. Cost is also another major factor. Some companies offer tailored plans that can meet your budget.

Canada About To Face Recession, Say Economists

Canada is about to face a terrible recession beyond people’s expectations, one that might stay till 2010, alleged the country’s best economists.

Staid financial observers, who normally speak in controlled tones, almost mentioned the term ‘recession’ in 2 different occasions.

“At this point, if this kind of volatility keeps up, I think we’re looking at a much more serious downturn than a mild recession that most of us are talking about,” supposed Doug Porter, with BMO Capital Markets, during a conference of high-ranking economists in Toronto.

Canada is headed for an economic ideal tempest of a spluttering U.S. economy, plummeting oil prices plus falling local demand that is going to contrive to harm the nation’s development projections for the coming few months.

Scotiabank economists Derek Holt alongside Karen Cordes alleged that they were predicting Canadian plus U.S recessions, as well as 100 base points of Bank of Canada plus Fed cuts, which might come any moment. This is only a US-made weakness as Canada experiences its own locally made recession signs.

A depression is usually described as at least 2 quarters of undesirable GDP growth.

If Scotiabank’s prediction is accurate, the Bank of Canada may cut its overnight loaning rate to 2% from 3% while the U.S. Federal Reserve would cut the feds reserve rate to 1% from the present 2% level.

In Toronto, these specialists of the bleak science were definitely more determined towards their anticipations of the countrywide economy even in the coming year.

TD Bank’s Don Drummond supposed he perceives the economy dwindling until end of 2009 and then just slowly improving.

On the Oct.14 election campaigns trail, Prime Minister Stephen Harper stated that whilst the nation’s economic basics were relatively sturdier than other countries; Canada still may need to come up with a tactic to battle a likely slowdown.

Stephen Harper said in an occasion held on Monday morning in Ottawa that, they were similarly observing to ensure that any activities that are done elsewhere do not have any recoil effects on Canada, so they are making several secondary plans in case of an eventuality.

International oil prices went down below $90 US per barrel as the week started; other product prices have similarly slipped in latest weeks due to the slowing international economic growth.

Christian Broda
Christian Broda is an Associate Professor of Economics in Chicago Booth. Professor Broda’s study addresses matters concerning world business, finance, as well as macroeconomics.

Effective Capital Management

The accumulation of capital is an important task in life. People need to be able to save as much money as possible in order to help them enjoy a pleasing and relaxing retirement. Saving money also helps people in other ways. The saver knows that a problem in life such as a health issue will not be such a huge problem if they have money saved they can access to pay their bills while they are being treated. Savers also know that they can use the funds they have in their account for other projects besides retirement such as buying a house they love or starting a business of their own.

One of the most important aspects of saving money is also managing it well. Capital management is the art of managing capital in order to help it stay on top of inflation and grow. Capital managers seek out investment opportunities in many varied field. An effective manager of capital is one who can help their investors discover ways to increase their overall funds as well as showing them how best to avoid losses of all kinds. The effective capital manager will also be able to help provide any clients with the ability to earn interest on any funds they have chosen to invest with them.

Specialists such as Claudio Loureiro have done much to help their clients learn about the ways that capital can be used in assist both investors and those who are seeking capital management help of any kind. Loureiro has a background in this field including degrees from Boston University in Massachusetts and Georgia University in Atlanta, Georgia. Working with someone who really knows how to manage capital is an ideal way to avoid problems such as losses that may happen from capital that is not properly protected.

Many of the most effective capital managers are fully aware of the need to work with capital markets both domestically and those abroad. The use of such capital management is ideal for the busy professional who wants to be able to have someone to manage their funds in a way that may not be posssible for someone who does not have a background in finance and fiscal management. Working directly with a specialist allows the user to be sure and earn the highest possible return on their investment often for only a very smallcapital management fee.

Igor Cornelsen And The Keys To Successful Investing In Brazil

Brazil is a gold mine for investors. After many years of economic malaise, Brazil has shaken off its economic doldrums and has emerged as a country in which smart investors are putting their money. Brazil has it all. There are abundant natural resources, a burgeoning population flush with cash, a stock market filled with excellent companies, and the infrastructure designed to help companies and investors become successful. Brazil is no longer just another underdeveloped South American country. It is now seen as a place where smart investors can put their money and make loads of profits for many years to come.

Whether you are considering investing in Brazilian companies which are heavily invested in the local economy, or those making their mark in the global market place, now is the perfect time to invest in Brazil. As the country continues to improve its infrastructure and increase its profile world wide, investors that were smart enough to invest in the country and its businesses a few years ago are now raking in huge dividends. And the country seems poised to continue its economic growth for some time. Not only has the coming Olympic games drawn billions in investments in Brazilian companies, the country’s many social and infrastructure need guarantees the profit taking will continue.

Igor Cornelsen is an investor that has long seen and invested in the potential for growth in Brazil. Many consider him to be the smartest man in Brazil when it comes to investing. Cornelsen has used two basic strategies to make money in Brazil for himself and the investors that seek out his advice. He always invests for the long term and he diversifies his investments. That two step strategy combined with his unique understanding of the economic situation in Brazil has made him a wealthy man. These days Cornelsen is the ‘go to’ guy for savvy investors looking to make money in Brazil.

Part of the reason Brazil is such an investment hotspot s because of its natural resources. It has long been known that Brazil is rich in oil, gold, diamonds, bauxite, and a variety of other natural resources. The problem had been Brazilian companies had been unable to take full advantage of those resources. But things have changed dramatically. Today many Brazilian companies have the money, technology, expertise, and experience to transform the country’s natural resources into products for the Brazilian and international market.

Visual Effects Matte Painting

Before CGI, certain effects were created with the use of Matte painting. This was an especially common practice when it came to big budget event films. In order to create the illusion that the filmmakers desire, matte artists make paintings of buildings, environments and other pieces that is needed to complete the shot. While it is believed that matte artists paint the most realistic image that they could create, the reality is actually different than what one might expect. Matte artists have to paint for the camera. If they try to make it realistic, it might backfire due to the camera blurring some of the detail.

Bloomberg wrote that the matte painting is then combined with the intended shot for the intended effect. Back in earlier times, this effect was achieved with the use of 70MM film in order to maintain the quality of the shot. If it was shot on 35MM like the rest of the film, a lot of the quality would be lost. Many Sci-Fi films of the 70s and 80s have utilized this technique for bringing the world to life. Of course, as times changed, so did the method.

With the new generation of visual effects technology, people like John Textor learned how to work on the effects in order to bring big spectacles to life for the audience. Instead of using 70MM film to complete effects shots, everything is done on the computer. This makes it more convenient for filmmakers and more efficient in putting together movies of various budgets.

Writing Better Wikipedia Articles

Editors for Wikipedia have the unenviable job of being guardians over a virtual labyrinthine maze of information. With millions of pages of data accessible at the click of a button or the search of a keyword, editors have to be consistent in their approach to editing. With Wikipedia being an open source platform, with anyone able to edit, many faulty contributions tend to surface only to be deleted or modified shortly thereafter. For editors who are interested in succeeding in creating a Wiki page, they would do well to follow this short compilation of instructions provided by GetYourWiki. Editing on Wikipedia is easy, keeping those edits online is hard when the rules are not followed.

Prepare all citations.
Any edits that get logged into Wikipedia must come bundled with reliable citations that adequately source the information being logged. Citations must be both professional and enduring, as Wikipedia has no date for being shut down. Citations that can be lost at any time, such as a message board post, should not be considered useful and are to be avoided.

Do first edit in the User Space.
The User Space is a page given to editors by Wikipedia where they can learn the ropes without having to put any of their content ‘live’. This subpage allows editors to take their time, go over their work, and even get help from other editors in order to make sure that it is ready for ‘prime time publishing’. Once the page is ready to go it can then be transferred over and published live in the main article space. This is an invaluable tool that regularly goes underused.

Avoid personal biases and opinions.
The most important thing an editor should take from this guide is that they should leave any biases or preconceptions at the door when they step into the Wikipedia editing area. Wikipedia thrives on being a neutral source of information that does not cater to the whims of the volunteer force that comprises all of the writers. Personal essays, advertising, opinions, and insults need all be left out of content or else repercussions will ensue. Repeated transgressions can result in a user losing their ability to actually edit and contribute to the Wikipedia.

Maintain notability guidelines.
Wikipedia users must understand that the encyclopedia is not a compendium of everything to ever exist. All content on the page must meet the notability guidelines in order to be accepted. Do not try to add personal pages for friends, family, or anything else unless it meets the standards published by Wikipedia.

Purina Has Become a Leader in Pet Products

Created in December 2001, Nestlé Purina Petcare was established when Nestlé purchased Ralston Purina, which in 1894 stared as a business selling horse-feed, for $10.3 billion, then merged the business with Friskies Petcare Co. Based in St. Louis, Missouri, Nestlé Purina Petcare manufactures food, treats and litter for pets under brand names such as Beneful, Friskies, Purina Dog Chow, Purina One and Purina Pro Plan. The trend of spending more money on pets by consumers in the United States as well as globally has made Nestlé Purina Petcare the second largest company for pet food as of 2012.

As the two companies continued to be combined, in 2002, the Friskies PetCare Company operations in Arden Hills, Minnesota, Jefferson, Missouri and St. Joseph, Missouri slowed their production of dry dog food and began to incorporate the manufacturing of the dry products at the Ralston facilities. Wet food production was then being increased at the expanded plants located in the Dunkirk, New York facility, as well as in the St. Joseph, Missouri location.

I’ve even seen some Purina news about their participation and sponsorship of charities and fundraising events for pets. A collaboration with the Canine Health Foundation in 2003 supports veterinary research advancement, and in 2004 after Hurricane Charley hit Florida, Nestlé Purina Petcare donated money to local animal shelters in the amount of $100,000, as well as supplying 80 tons of food for pets affected by the hurricane. Also, as a supporter of pets joining their owners at work for the past 17 years, Nestlé Purina kicked off its Take Your Dog to Work Day on June 26, 2015 to encourage employers to participate in the Pets at Work effort. The goal was to set a world record for the most pets being brought to work.

Along with pet foods and treats, Nestlé Purina Petcare also became involved in selling pet insurance in 2008 out of its separately formed company, PurinaCare, out of San Antonio, TX. In addition, Petfinder, a website for pet adoption was purchased by the company in 2013. Manufacturing ventures in Australia, Germany and Hungary were increased during the period between 2010 and 2012, further expanding the company’s revenue.

Madison Street Capital: Financial Basics

There are various institutions that exist in order to earn a higher return for their clients. In the United States, millions of people struggle with their personal finances every year. There are a variety of different ways in which people attempt to get out of their own way in regards to how they spend their money. However, at the end of the day more people are living to paycheck to paycheck than ever. Madison Street Capital exists in order to provide clients with a superior return on investment and education on how to manage their personal finances in a more sophisticated way. Here are several reasons why Madison Street Capital is so successful.

Caring Attitude

One of the biggest differences between Madison Street Capital and a typical investment bank is the fact that they truly care about the clients that they work with. Instead of simply viewing them as a paycheck, they view them as people. Madison Street Capital wants each and every person in the United States to win with money, and in this way they want to educate everyone that wants to do better with their money. There are several things in which a person can do in order to be better with money. Although Madison Street Capital concentrates on the investment side of the equation, they still offer some advice on the basics.

High Return

No matter what, as an investment bank Madison Street Capital is still measured on how well their investments return in the market. Most investment banks are measured against the market. In general, the market has returned between eight and twelve percent annually. However, Madison Street Capital has beat the market on average since it has been in existence. This is an important point to consider, especially since interest rates are so low right now. At the end of the day, Madison Street Capital must earn a high rate of return for its customers so that they can grow their wealth over time.


There are many investment banks that engage in shady practices related to financial transactions. However, Madison Street Capital has never been in the situation where they were investigated for their actions in the financial markets. Since the economic collapse and recession, there have been many companies that have been investigated for their dealings in the market. Madison Street Capital stands out because they take pride in doing business the right way. Not only does Madison Street Capital continue to beat the market with a high rate of return, but they also are doing it in a way that makes it so they will never get in trouble for the way they do business.

How To Rectifying Negative Reviews Through Online Reputation Management

Most of client’s first reputation of a product is ascertained on research conducted by online reputation management companies. Such companies play a huge role in making your site get more positive reviews, reticence negative ones and even transform ensuing complainers into staunch exponents. Online reputation is vital for outside public relations and colossal companies that have large marketing engines. In 2010, Todd William resigned from his Wall Street consulting practice to establish Reputation Rhino to offer an economical option to small and medium sized companies to develop and control their online products.

Most companies respond to negative customer reviews in a wrong manner as Todd said. Small business founders are always extremely emotionally attached to their brands and get very combative and conservative when a negative review comes up. In such scenarios, the principle of “the customer is always right” is at times nailed to their wall since the owner the owner takes the initiative to reply instantly and mostly intrusively. This ends up in double trouble: a negative review from a client and a hostile response from the owner. Among the various ways to reply to a negative review, is to take the conversation offline since the communal subject is subjective.

Most people comment anonymously on businesses, and this becomes a great disadvantage to the businesses. Such reviews give former employees and competitors a chance to post false and insulting reviews about a business. However, legal action can be made towards the writer of the review although it is time-consuming and very expensive. Most websites provide a vast protection under the law because they are not the authors of the content. If you identify the person writing the content, you are at added advantage. You can choose to reply to the content in the option that offers response to such complaints.

Todd William suggests that the best way to turn consistent negative complainers into staunch exponents is by gathering many positive reviews on a vast range of review sites. This works for businesses that have a significant impact and will assist in decreasing the effect of negative reviews. A company can also implement customer service and client service an objective for the company.

The president of Status Labs, which is somehow an Olivia Pope & Associates for the Internet, Darius Fisher takes care of online crisis and alter digital reputation prior to or after the damage is made. Fisher suggests that the best way to deal with a personal critic is to build an efficient personal website, social media with full of positive content, obtain media hits in the news, press releases on the owners business achievements and more.

HomeJoy and My Savings

There has been some great revolutions that have taken place that mean a whole lot to a generation that is looking to be entrepreneurs. However, the barriers were not always so evident. It took the pain of many to make the problems public and then to let innovation cure the issues. This advancement has been the digital revolution. Before this, having universal healthcare was not a possibility. The ill effects of a large economy extorting system like healthcare was is evident. Large medical bills that could ruin a family was an obvious effect. However, lesser known effects like having to take a lesser job and not leave it for better wages simply because it provided healthcare were just as insidious. The effect was to thwart forward progress of many forward thinking people, and this had the effect of drying up a thriving middle class. It is this sector of the public that is normally charged with starting businesses and innovating other sectors of the economy.

Without the freedom to strike out on the path of entrepreneurship, people were basically slaves to the very real necessity of healthcare coverage. After the Affordable Care Act, the ability to find that niche that pays well or innovate that product that will bring wealth to your well deserving family is possible while retaining healthcare. I also think that people are making too much of the false negatives concerning the digital method of receiving and delivering services that utilize apps. I utilize an app like Homejoy on Washingtonpost to pick me up a professional cleaner. I believe in saving money and making safe investments to grow wealth over a lifetime. I do this so that I may retire comfortably. Before the digital age, this meant that I could only work more hours for more money and under a much ridged schedule. Starting a business was risky and losing healthcare to do so was not an option.

I still have a job with decent wages, but not so much that I can contribute fully to the necessary retirement entities. However, I solved this by stuffing my retirement accounts with money that I pick up through an app that is sort of like the ride sharing app that I utilize. I utilize HomeJoy to pick-up cleaning jobs in my spare time. I am my own contactor, I pay my own taxes which are very minimal because I relinquish all of the earnings from HomeJoy to my savings and investment accounts. I have a high internal ranking. This means that I receive approximately $20 an hour in my free time. Unlike working a secondary part-time job to fund these accounts, if I am too tired to work, I simply do not work. It is also great because I am building a business and an excellent reputation. When regular working hours are lean, I compensate with extra jobs from HomeJoy. It is my security.